Independent insurance agencySouth Carolina Small Businesses: What Workplace Violence Coverage Pays For
South Carolina businesses can add workplace violence coverage from Coterie (Insurance provider) to a BOP or GL policy. Learn what it covers and quote through AIB.
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Why plan for workplace violence
In a South Carolina small business, a single violent incident can affect your staff, your customers and your reputation all at once. Specialized help, like crisis communications and counseling, costs money at exactly the moment cash flow is interrupted.
How the coverage is offered
Coterie (Insurance provider) offers workplace violence coverage as an endorsement to its business owner’s policy or general liability policy. It’s added during the BOP or GL quote.
What it pays for
The workplace violence endorsement pays for the response after a violent event at work: a crisis management expert, a public relations consultant, mental health counseling, site security, bio-hazard cleanup, business interruption, temporary location and staff costs, and burial, reward and travel expenses. The aggregate limit is $50K or $100K.
Support before and after an event
Policyholders also get an online portal with risk management resources, crisis management services, and workplace violence training and education for owners and staff.
Who qualifies
Eligible South Carolina businesses have up to $10M in revenue and up to 50 employees (15 for contractors) and meet Coterie’s standard BOP or GL guidelines. Availability is confirmed by business address at quote time, and all coverage is subject to underwriting.
Getting a quote
The endorsement is priced by business type and is designed to be an affordable add-on. Quote online or have America Insurance Brokers walk you through it. Coterie’s digital process means you can see coverage options in minutes, and America Insurance Brokers stays involved as your independent agency for questions, certificates and renewals. Policyholders also get Manage My Risk, a free set of safety guides and risk assessments.
Get a quote
Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina businesses.
Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.