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South Carolina General Liability Insurance

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  • South Carolina Other Services to Buildings and Dwellings: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Other Services to Buildings and Dwellings · South Carolina

    South Carolina Other Services to Buildings and Dwellings: Protect Your Business with Coterie GL and BOP

    Running one of the building and dwelling service businesses in Charleston, Myrtle Beach or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Other Services to Buildings and Dwellings is ranked #7. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for damage to client property, a resident tripping over equipment, and chemical or water mishaps. You work on property that belongs to someone else, and owners and managers commonly require a certificate. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect your equipment and office and add business income. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Coverage depends on your exact operations, so the service class and any prohibited work are confirmed during the quote. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina other services to buildings and dwellings.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Janitorial Services: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Janitorial Services · South Carolina

    South Carolina Janitorial Services: Protect Your Business with Coterie GL and BOP

    Running one of the janitorial services in Greenville, Spartanburg or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Janitorial Services is ranked #8. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for slippery floors after mopping, damaged furnishings and fixtures, and a lost or misused key. Clients see your crew as a liability risk in their building, and certificates are often part of the contract. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP protects your supplies and machines and adds business income. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Coterie writes interior and exterior building cleaning, but not vehicle washing or detailing over half of operations or crime scene cleanup. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina janitorial services.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Painting and Wall Covering Contractors: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Painting and Wall Covering Contractors · South Carolina

    South Carolina Painting and Wall Covering Contractors: Protect Your Business with Coterie GL and BOP

    Running one of the painting and wall covering contractors in Myrtle Beach, Rock Hill or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Painting and Wall Covering Contractors is ranked #15. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for overspray, drips on furniture and floors, ladder accidents involving others, and property damage. Painters work right next to the client’s belongings, so property damage claims come up often. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect your shop and add contractor tool limits. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Contractors: eligibility runs to $5M in revenue and 15 employees, and the appetite excludes general contractors, paper contractors, firms whose subcontractor costs top half of revenue, equipment rental to others and exterior work above three stories. Exterior work above three stories is outside the appetite. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina painting and wall covering contractors.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Finish Carpentry Contractors: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Finish Carpentry Contractors · South Carolina

    South Carolina Finish Carpentry Contractors: Protect Your Business with Coterie GL and BOP

    Running one of the finish carpentry contractors in Greenville, Spartanburg or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Finish Carpentry Contractors is ranked #14. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for damage to cabinetry, trim or floors, and visitors tripping over tools and lumber. Detailed interior work in occupied homes calls for certificates and solid liability coverage. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect office property and add contractor tool coverage. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Contractors: eligibility runs to $5M in revenue and 15 employees, and the appetite excludes general contractors, paper contractors, firms whose subcontractor costs top half of revenue, equipment rental to others and exterior work above three stories. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina finish carpentry contractors.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Residential Property Managers: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Residential Property Managers · South Carolina

    South Carolina Residential Property Managers: Protect Your Business with Coterie GL and BOP

    Running one of the residential property managers in Charleston, Myrtle Beach or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Residential Property Managers is ranked #13. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for common-area slips, tenant visitor injuries, and claims tied to the properties you oversee. Property managers deal with tenants, vendors and owners daily, and any of them can bring a claim. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect your office equipment and records and add business income. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Property management also fits Coterie’s professional liability, which we’ll confirm is available in your state before quoting. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina residential property managers.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Electrical Contractors and Other Wiring Installation Contractors: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Electrical Contractors and Other Wiring Installation Contractors · South Carolina

    South Carolina Electrical Contractors and Other Wiring Installation Contractors: Protect Your Business with Coterie GL and BOP

    Running one of the electrical contractors in Columbia, Greenville or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Electrical Contractors and Other Wiring Installation Contractors is ranked #12. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for property damage from wiring work, a client tripping over cords, and completed-work claims. Customers and GCs commonly ask for proof of GL before you start a job. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect office property and add contractor tool coverage. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Contractors: eligibility runs to $5M in revenue and 15 employees, and the appetite excludes general contractors, paper contractors, firms whose subcontractor costs top half of revenue, equipment rental to others and exterior work above three stories. Solar panel installation or repair is excluded for electricians. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina electrical contractors and other wiring installation contractors.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina All Other Specialty Trade Contractors: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    All Other Specialty Trade Contractors · South Carolina

    South Carolina All Other Specialty Trade Contractors: Protect Your Business with Coterie GL and BOP

    Running one of the specialty trade contractors in Greenville, Spartanburg or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, All Other Specialty Trade Contractors is ranked #20. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for property damage on job sites, tool-related injuries to bystanders and completed-work claims. General contractors and homeowners commonly require proof of liability coverage. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect office property and add contractor tool coverage. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Contractors: eligibility runs to $5M in revenue and 15 employees, and the appetite excludes general contractors, paper contractors, firms whose subcontractor costs top half of revenue, equipment rental to others and exterior work above three stories. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina all other specialty trade contractors.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Landscaping Services: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Landscaping Services · South Carolina

    South Carolina Landscaping Services: Protect Your Business with Coterie GL and BOP

    Running one of the landscaping services in Spartanburg, Columbia or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Landscaping Services is ranked #10. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for flying debris from mowers, damaged sprinkler lines, and property damage to a client’s yard or vehicle. Your crews are on client property every day, and HOAs and property managers ask for certificates. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can protect office property, and contractor equipment limits can be increased. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Tree removal or stump grinding is excluded, as is tree trimming or snowplowing that’s more than half of operations, and snowplowing completed operations isn’t covered. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina landscaping services.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina All Other General Merchandise Stores: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    All Other General Merchandise Stores · South Carolina

    South Carolina All Other General Merchandise Stores: Protect Your Business with Coterie GL and BOP

    Running one of the general merchandise stores in Myrtle Beach, Rock Hill or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, All Other General Merchandise Stores is ranked #21. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for falling merchandise, slippery entryways and customer injuries. Every shopper is a potential claim, and landlords usually require GL. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP protects inventory, fixtures and signs and adds business income. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    One location per policy, plus size and loss-history limits, apply. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina all other general merchandise stores.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Coin-Operated Laundries and Drycleaners: Protect Your Business with Coterie GL and BOP

    Independent insurance agency
    Coin-Operated Laundries and Drycleaners · South Carolina

    South Carolina Coin-Operated Laundries and Drycleaners: Protect Your Business with Coterie GL and BOP

    Running one of the coin laundries and drycleaners in Myrtle Beach, Rock Hill or anywhere else in the Palmetto State means juggling customers, staff and suppliers. Insurance shouldn’t slow you down. America Insurance Brokers quotes South Carolina owners through Coterie (Insurance provider) with a digital process that takes minutes.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    A class Coterie knows well

    On Coterie’s own Top 100 classes list from December 2025, Coin-Operated Laundries and Drycleaners is ranked #9. In other words, this is a business type Coterie actively writes.

    Where claims come from

    Watch for wet floors, machine-related injuries and damaged customer garments. Customers spend time on your premises while their loads run, so slip and fall claims are a real concern. A customer’s medical bills or a repair bill for someone else’s property can fall on you if you’re found negligent.

    Two ways to protect the business

    General liability (GL): covers bodily injury, property damage and, for most classes, personal and advertising injury claims. Limits run from $300K to $2M per occurrence, with aggregates at double the per-occurrence limit.

    Business owner’s policy (BOP): A BOP can cover washers, dryers, fixtures and business income after a covered loss. Bundling everything in one policy keeps renewals and certificates simple.

    Appetite notes for this class

    Eligibility depends on location count (one per policy), loss history and size limits, which we check during the quote. General eligibility: up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K), and no prior cancellations or non-renewals.

    The service side

    Coterie lets you get a quote and bind online, and AIB can issue certificates of insurance on demand so you’re not waiting when a landlord or client asks. Policyholders also get Manage My Risk, with free safety checklists, OSHA updates and personalized risk plans.

    Coverage is subject to underwriting and availability.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina coin-operated laundries and drycleaners.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

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