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South Carolina General Liability Insurance

Tag: Coterie

  • Insurance for Jewelry Stores in South Carolina: GL, BOP and Coterie

    Independent insurance agency
    Jewelry Stores · South Carolina

    Insurance for Jewelry Stores in South Carolina: GL, BOP and Coterie

    Ask jewelry stores in Myrtle Beach what worries them most and you’ll often hear about a customer getting hurt or a client’s property getting damaged. America Insurance Brokers helps South Carolina owners quote coverage built for small businesses through Coterie (Insurance provider).

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    What could go wrong?

    Here are the claims jewelry stores see most often: customer slips, display-case injuries and premises claims. Landlords usually require GL in the lease, and every shopper is a potential premises claim. If your business is found negligent, medical bills or repair costs can land on you.

    A class Coterie knows

    Jewelry Stores ranks #69 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Choosing your coverage

    General liability: General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    Business owner’s policy: A BOP protects inventory, fixtures and outdoor signs and adds business income if a covered loss closes the store.

    Eligibility notes for jewelry stores

    Jewelers block isn’t available, and a $2,500 theft limit applies to fine jewelry, watches, stones and precious metals. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals.

    Service built for small business

    Instead of waiting days on paperwork, you get an online quote, bind in minutes and instant certificates when a client or landlord asks. Every policy includes Manage My Risk, with free OSHA updates, safety checklists and a personalized risk plan.

    All coverage is subject to underwriting and availability.

    Start now: Get your Coterie quote

    Want a second opinion? Call America Insurance Brokers and we’ll review your options together.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina jewelry stores.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Custom Computer Programming Services: Coterie General Liability Made Simple

    Independent insurance agency
    Custom Computer Programming Services · South Carolina

    South Carolina Custom Computer Programming Services: Coterie General Liability Made Simple

    Whether you’re in Greenville, Summerville or a small town in between, South Carolina software developers face everyday risks that one bad day can turn into a lawsuit. America Insurance Brokers, an independent agency, quotes coverage through Coterie (Insurance provider) so you can get protected and get back to work.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Why this class matters to Coterie

    Custom Computer Programming Services ranks #68 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Typical risks

    For software developers, common claims include client visitors and advertising injury tied to your marketing. Clients visit, leases require proof of coverage, and advertising injury can arise from your marketing.

    GL and BOP, explained

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    A BOP covers computers, furniture and valuable papers, with business income and computer interruption built in. A business owner’s policy combines liability, property and business income in one policy.

    Before you quote

    Many professional classes also fit Coterie’s professional liability (MPL), which we confirm is available in your state before quoting. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Home-based and newer businesses are welcome.

    The Coterie experience

    Quotes and certificates are instant, and Coterie’s own team manages claims from start to finish. As a bonus, Manage My Risk gives you free safety resources and risk assessments you can share with your team.

    All coverage is subject to underwriting and availability.

    Quote and bind in minutes: Coterie Quote and Bind

    Prefer a phone call? America Insurance Brokers can walk South Carolina software developers through every option.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina custom computer programming services.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • SC Bookkeeping And Accounting Services: Lower Your Liability Risk with Coterie

    Independent insurance agency
    Other Accounting Services · South Carolina

    SC Bookkeeping And Accounting Services: Lower Your Liability Risk with Coterie

    Running one of the bookkeeping and accounting services in South Carolina, from Charleston to Rock Hill, keeps you busy enough without insurance paperwork. Coterie (Insurance provider) offers a digital quote process, and America Insurance Brokers can walk you through it.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Quick facts

    • Class: Other Accounting Services
    • Coterie Top 100 rank: #67 (December 2025)
    • Coverage options: General liability and business owner’s policy

    Risk snapshot

    Owners in this class commonly deal with office visitor injuries and personal or advertising injury claims. Clients visit, leases require proof of coverage, and advertising injury can arise from your marketing.

    How GL and a BOP work together

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises. A BOP covers computers, furniture and valuable papers, with business income and computer interruption built in. Many owners pick the BOP because property and business income come bundled with the liability protection.

    Appetite and eligibility

    Many professional classes also fit Coterie’s professional liability (MPL), which we confirm is available in your state before quoting. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Startups and home-based businesses can qualify too.

    Why go through Coterie?

    Coterie’s process is fully digital. Quotes and binding happen in minutes, certificates are issued on demand, and real people answer the phone when you have questions. Policyholders also get Manage My Risk, Coterie’s free risk assessments, safety guides and compliance checklists.

    All coverage is subject to underwriting and availability.

    Ready for a quote? Quote and bind with Coterie online

    Have questions first? Call America Insurance Brokers to talk with a licensed agent about coverage for South Carolina bookkeeping and accounting services.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina other accounting services.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • Insurance for Portrait Photography Studios in South Carolina: GL, BOP and Coterie

    Independent insurance agency
    Photography Studios, Portrait · South Carolina

    Insurance for Portrait Photography Studios in South Carolina: GL, BOP and Coterie

    Ask portrait photography studios in Columbia what worries them most and you’ll often hear about a customer getting hurt or a client’s property getting damaged. America Insurance Brokers helps South Carolina owners quote coverage built for small businesses through Coterie (Insurance provider).

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    What could go wrong?

    Here are the claims portrait photography studios see most often: clients tripping on light stands and cables and damaged props or venues. Clients visit, leases require proof of coverage, and advertising injury can arise from your marketing. If your business is found negligent, medical bills or repair costs can land on you.

    A class Coterie knows

    Photography Studios, Portrait ranks #66 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Choosing your coverage

    General liability: General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    Business owner’s policy: A BOP covers computers, furniture and valuable papers, with business income and computer interruption built in.

    Eligibility notes for portrait photography studios

    Home-based studios are welcome. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals.

    Service built for small business

    Instead of waiting days on paperwork, you get an online quote, bind in minutes and instant certificates when a client or landlord asks. Every policy includes Manage My Risk, with free OSHA updates, safety checklists and a personalized risk plan.

    All coverage is subject to underwriting and availability.

    Start now: Get your Coterie quote

    Want a second opinion? Call America Insurance Brokers and we’ll review your options together.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina photography studios, portrait.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Pet Care (except Veterinary) Services: Coterie General Liability Made Simple

    Independent insurance agency
    Pet Care (except Veterinary) Services · South Carolina

    South Carolina Pet Care (except Veterinary) Services: Coterie General Liability Made Simple

    Whether you’re in Anderson, Myrtle Beach or a small town in between, South Carolina pet care businesses face everyday risks that one bad day can turn into a lawsuit. America Insurance Brokers, an independent agency, quotes coverage through Coterie (Insurance provider) so you can get protected and get back to work.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Why this class matters to Coterie

    Pet Care (except Veterinary) Services ranks #65 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Typical risks

    For pet care businesses, common claims include dog bites to other customers, injured pets and slips in grooming areas. Customers spend time in your space or let you into theirs, so injury and property damage claims are the main concern.

    GL and BOP, explained

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    A BOP covers equipment, supplies and business income in one policy. A business owner’s policy combines liability, property and business income in one policy.

    Before you quote

    Groomers, boarding and pet services fit Coterie’s appetite. Veterinary services fall under a separate class. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Home-based and newer businesses are welcome.

    The Coterie experience

    Quotes and certificates are instant, and Coterie’s own team manages claims from start to finish. As a bonus, Manage My Risk gives you free safety resources and risk assessments you can share with your team.

    All coverage is subject to underwriting and availability.

    Quote and bind in minutes: Coterie Quote and Bind

    Prefer a phone call? America Insurance Brokers can walk South Carolina pet care businesses through every option.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina pet care (except veterinary) services.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • SC Specialty Retailers: Lower Your Liability Risk with Coterie

    Independent insurance agency
    All Other Miscellaneous Store Retailers (except Tobacco Stores) · South Carolina

    SC Specialty Retailers: Lower Your Liability Risk with Coterie

    Running one of the specialty retailers in South Carolina, from Hilton Head to Greenville, keeps you busy enough without insurance paperwork. Coterie (Insurance provider) offers a digital quote process, and America Insurance Brokers can walk you through it.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Quick facts

    • Class: All Other Miscellaneous Store Retailers (except Tobacco Stores)
    • Coterie Top 100 rank: #64 (December 2025)
    • Coverage options: General liability and business owner’s policy

    Risk snapshot

    Owners in this class commonly deal with customer slips, falling merchandise and checkout-area trips. Landlords usually require GL in the lease, and every shopper is a potential premises claim.

    How GL and a BOP work together

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises. A BOP protects inventory, fixtures and outdoor signs and adds business income if a covered loss closes the store. Many owners pick the BOP because property and business income come bundled with the liability protection.

    Appetite and eligibility

    Tobacco stores are excluded from this class. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Startups and home-based businesses can qualify too.

    Why go through Coterie?

    Coterie’s process is fully digital. Quotes and binding happen in minutes, certificates are issued on demand, and real people answer the phone when you have questions. Policyholders also get Manage My Risk, Coterie’s free risk assessments, safety guides and compliance checklists.

    All coverage is subject to underwriting and availability.

    Ready for a quote? Quote and bind with Coterie online

    Have questions first? Call America Insurance Brokers to talk with a licensed agent about coverage for South Carolina specialty retailers.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina all other miscellaneous store retailers (except tobacco stores).

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • Insurance for Sporting Goods Stores in South Carolina: GL, BOP and Coterie

    Independent insurance agency
    Sporting Goods Stores · South Carolina

    Insurance for Sporting Goods Stores in South Carolina: GL, BOP and Coterie

    Ask sporting goods stores in Aiken what worries them most and you’ll often hear about a customer getting hurt or a client’s property getting damaged. America Insurance Brokers helps South Carolina owners quote coverage built for small businesses through Coterie (Insurance provider).

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    What could go wrong?

    Here are the claims sporting goods stores see most often: falling equipment, demo-area injuries and crowded aisles. Landlords usually require GL in the lease, and every shopper is a potential premises claim. If your business is found negligent, medical bills or repair costs can land on you.

    A class Coterie knows

    Sporting Goods Stores ranks #63 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Choosing your coverage

    General liability: General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    Business owner’s policy: A BOP protects inventory, fixtures and outdoor signs and adds business income if a covered loss closes the store.

    Eligibility notes for sporting goods stores

    Firearm or ammunition sales may affect eligibility, so we confirm your operations. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals.

    Service built for small business

    Instead of waiting days on paperwork, you get an online quote, bind in minutes and instant certificates when a client or landlord asks. Every policy includes Manage My Risk, with free OSHA updates, safety checklists and a personalized risk plan.

    All coverage is subject to underwriting and availability.

    Start now: Get your Coterie quote

    Want a second opinion? Call America Insurance Brokers and we’ll review your options together.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina sporting goods stores.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • South Carolina Offices of Mental Health Practitioners (except Physicians): Coterie General Liability Made Simple

    Independent insurance agency
    Offices of Mental Health Practitioners (except Physicians) · South Carolina

    South Carolina Offices of Mental Health Practitioners (except Physicians): Coterie General Liability Made Simple

    Whether you’re in Florence, Columbia or a small town in between, South Carolina mental health practices face everyday risks that one bad day can turn into a lawsuit. America Insurance Brokers, an independent agency, quotes coverage through Coterie (Insurance provider) so you can get protected and get back to work.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Why this class matters to Coterie

    Offices of Mental Health Practitioners (except Physicians) ranks #62 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Typical risks

    For mental health practices, common claims include office visitor injuries and personal injury claims. Patients and visitors in waiting rooms and hallways create premises exposure, and leases require GL.

    GL and BOP, explained

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    A BOP covers office and clinical equipment and adds business income. A business owner’s policy combines liability, property and business income in one policy.

    Before you quote

    Outpatient mental health services are named in Coterie’s appetite. Professional cover is reviewed separately. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Home-based and newer businesses are welcome.

    The Coterie experience

    Quotes and certificates are instant, and Coterie’s own team manages claims from start to finish. As a bonus, Manage My Risk gives you free safety resources and risk assessments you can share with your team.

    All coverage is subject to underwriting and availability.

    Quote and bind in minutes: Coterie Quote and Bind

    Prefer a phone call? America Insurance Brokers can walk South Carolina mental health practices through every option.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina offices of mental health practitioners (except physicians).

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • SC Dental Offices: Lower Your Liability Risk with Coterie

    Independent insurance agency
    Offices of Dentists · South Carolina

    SC Dental Offices: Lower Your Liability Risk with Coterie

    Running one of the dental offices in South Carolina, from Summerville to Anderson, keeps you busy enough without insurance paperwork. Coterie (Insurance provider) offers a digital quote process, and America Insurance Brokers can walk you through it.

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    Quick facts

    • Class: Offices of Dentists
    • Coterie Top 100 rank: #61 (December 2025)
    • Coverage options: General liability and business owner’s policy

    Risk snapshot

    Owners in this class commonly deal with waiting-room falls and visitor injuries. Patients and visitors in waiting rooms and hallways create premises exposure, and leases require GL.

    How GL and a BOP work together

    General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises. A BOP covers office and clinical equipment and adds business income. Many owners pick the BOP because property and business income come bundled with the liability protection.

    Appetite and eligibility

    BOP and GL cover the premises side only. Dental malpractice is separate and not part of Coterie’s offering. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Startups and home-based businesses can qualify too.

    Why go through Coterie?

    Coterie’s process is fully digital. Quotes and binding happen in minutes, certificates are issued on demand, and real people answer the phone when you have questions. Policyholders also get Manage My Risk, Coterie’s free risk assessments, safety guides and compliance checklists.

    All coverage is subject to underwriting and availability.

    Ready for a quote? Quote and bind with Coterie online

    Have questions first? Call America Insurance Brokers to talk with a licensed agent about coverage for South Carolina dental offices.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina offices of dentists.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

  • Insurance for Apparel Wholesale Distributors in South Carolina: GL, BOP and Coterie

    Independent insurance agency
    Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesale Distributors · South Carolina

    Insurance for Apparel Wholesale Distributors in South Carolina: GL, BOP and Coterie

    Ask apparel wholesale distributors in Rock Hill what worries them most and you’ll often hear about a customer getting hurt or a client’s property getting damaged. America Insurance Brokers helps South Carolina owners quote coverage built for small businesses through Coterie (Insurance provider).

    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

    What could go wrong?

    Here are the claims apparel wholesale distributors see most often: warehouse visitor injuries, falling boxes and products-related claims. Buyers, drivers and visitors at your warehouse create premises exposure, and products you distribute can lead to claims. If your business is found negligent, medical bills or repair costs can land on you.

    A class Coterie knows

    Women’s, Children’s, and Infants’ Clothing and Accessories Merchant Wholesale Distributors ranks #60 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

    Choosing your coverage

    General liability: General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

    Business owner’s policy: A BOP protects stock, racking and office property with business income included.

    Eligibility notes for apparel wholesale distributors

    One location per policy; revenue and employee limits apply. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals.

    Service built for small business

    Instead of waiting days on paperwork, you get an online quote, bind in minutes and instant certificates when a client or landlord asks. Every policy includes Manage My Risk, with free OSHA updates, safety checklists and a personalized risk plan.

    All coverage is subject to underwriting and availability.

    Start now: Get your Coterie quote

    Want a second opinion? Call America Insurance Brokers and we’ll review your options together.

    Get a quote

    Start your Coterie quote online, or call America Insurance Brokers to talk through your options for South Carolina women's, children's, and infants' clothing and accessories merchant wholesale distributors.

    This field is for validation purposes and should be left unchanged.
    Business Contact(Required)
    Click here to call Get My Quote
    How it works (30-second video)
    Start your Coterie quote

    Clicking securely pulls in your current coverage so AIB can shop our 35+ carrier appointments for you.

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